Sunscreen protects your skin—so what protects your wallet? In this episode, Jeanne Sutton, the #401kLady, breaks down 5 Smart Protective Fundamentals (SPF) to keep your finances safe and sunburn-free all year long. Whether you're lounging by the pool or grinding through your 9 to 5, these five financial tips will help you build long-term wealth and confidence: 🧴 Emergency Fund = Shade on a Scorcher 🧴 Auto-Save = Daily Sunscreen 🧴 Insurance = Financial Aloe Vera 🧴 Diversification = Not Laying Out in Just One Spot 🧴 Beneficiaries = Reapplying After a Dip Summer is the perfect time to check in on your financial health. Watch now to learn how to protect your future and make sure your money isn’t slacking off while you soak up the sun!

🧾 Plan sponsors, the rules of the game just changed. In Cunningham v. Cornell University, the U.S. Supreme Court handed down a unanimous decision that shifts the burden of proof in ERISA lawsuits from participants… to you, the fiduciary. In this #401kLady episode, we’ll cover: What the ruling means and why it matters The critical steps every sponsor should take now How to build and document a fiduciary process that holds up in court Why working with a specialist—like Strategic Retirement Partners—can help you avoid common pitfalls and sleep better at night 📌 Whether you’re on a retirement plan committee or leading HR or Finance, this video is a must-watch.

📢 In this episode of the #401kLady, we’re breaking down 6 key provisions in the One Big Beautiful Bill—what they mean for working families, and why they matter more than you might think. No spin, no partisanship—just the practical stuff: What’s inside the bill: 00:28 – Extension of the 2017 Tax Cuts 01:05 – Slightly Bigger Child Tax Credit 01:39 – MAGA Accounts for Newborns (and how they differ from IRAs) 02:35 – Deduction for Tips & Overtime 03:05 – Auto Loan Interest Deduction (U.S.-assembled cars only) 03:45 – Expanded Uses for 529 Plans 💡 Plus: Are MAGA accounts taxed? Are contributions deductible? I cover that too—so you know what’s hype and what’s real. 🎙️ Jeanne Sutton, CFP® 📌 #401kLady | Fiduciary Consultant | Retirement Plan Advocate

What if the government gave your baby a $1,000 investment account? Trump’s latest tax proposal — the “Big Beautiful Bill” — introduces MAGA Accounts: government-seeded, tax-deferred accounts for babies born between 2025 and 2029. But this isn’t the first time a country’s tried it… 🇬🇧 In this #401kLady episode, Jeanne compares Trump’s plan to the UK’s Child Trust Fund program — which amassed over $13 billion in savings… and still saw hundreds of millions in unclaimed accounts. 📌 What you’ll learn: What MAGA Accounts really are (and why they’re not Roths) Why wealthier families may benefit the most What went wrong in the UK — and how to avoid a repeat The need for fee caps, education, and simple design 🍼 Early savings can change lives. But only if people know the money’s there.

Spoiler alert, he didn't build a company or start an app. It was something much easier than that!

Nothing - I repeat NOTHING - has been formally proposed. But the whispers are very interesting!

Is it messy politics or a grand master plan to get the fed to lower rates before a major US Debt Tsunami is about to strike. What do you think?

It's nasty out there guys. Before you panic.... watch this video!

Recent legislation, proposed legislation...what if it doesn't work?? Lots of moving parts are affecting America's largest retirement plan. What is (may) change and how could it impact Social Security.